The Stripe Alternative

Still on Stripe? There's a safer, cheaper way to get paid.

We help agencies, SaaS companies, consultants, and online businesses eliminate 100% of credit card processing costs — without the shared-account risk that comes with Stripe, and without changing how you invoice, bill, or collect.

  • Keep the software you already use
  • Dedicated account manager
  • High-risk friendly
  • Next-day funding
The real risk

Stripe can shut you down without warning.

Frozen funds. Accounts closed with a form-letter explanation. Payouts held for weeks while you wait on a support ticket. If you've processed through Stripe, Square, or PayPal long enough, you've either had this happen or watched it happen to someone else — payroll you can't make, vendors you can't pay, over funds that were already yours. We solve that with a secure, high-risk merchant account and a real account manager who knows your business, not an algorithm.

How it looks

What your customer sees at checkout

Dual Pricing in practice

Invoice

Invoice #2481

Awaiting payment

Pay by bank (ACH)

Standard listed price

$4,850.00

Pay by card

Includes processing adjustment

$5,044.00

+4% card adjustment

Payment strategies

Two strategies. Both end the fee.

Dual Pricing

ACH is your standard, listed price. The card price automatically includes the cost of acceptance — so customers who pay by card cover it, not you. You absorb ACH at roughly 90% less than card cost, and most customers still choose to pay by card anyway, for the points.

Convenience Fee

A fixed fee is added to every transaction — card, ACH, and bank transfers alike. It's not limited to card payments the way dual pricing is, so 100% of your processing cost is covered no matter how the customer pays.

Qualification

Who This Is For

Who this is for

  • Processing $50,000+/month in card volume
  • Comfortable disclosing pricing and shifting card cost to customers who choose to pay by card
  • Currently invoicing through QuickBooks (or similar) and want to keep using it
  • Been shut down by Stripe, had funds held, or worried it could happen

Not a fit

  • Under $50,000/month in card volume
  • Not willing to pass the cost to the customer
  • Set on using a household-name processor (Stripe, Square, PayPal) regardless of cost
Free strategy call

Stop Treating Processing Fees as a Cost of Doing Business

Every month you wait is another month of processing fees you didn't have to pay. Let's find your number.

Book My Free Strategy Call

Speak with a US-based payments specialist